Ohio’s phone ban changed pickup texts overnight. Here’s the office script, Chromebook workaround, bus rules, and emergency steps so your message actually reaches your child.
Ohio Pickup Changes, Emergencies & Bus Rules During the Phone Ban (Jan 2026) Read Post »
Medical monitoring or IEP/504? Here’s the paperwork and email scripts to get a written phone exception under Ohio’s Jan 2026 rules.
Ohio Phone Ban Exceptions: Medical + IEP/504 (Paperwork + Email Script) Read Post »
Ohio phone confiscation rules: what parent pickup means, when returns happen, and what to say to get the device back fast.
Ohio Phone Confiscation Rules (Jan 2026): Parent Pickup & Returns Read Post »
Ohio’s phone ban is live. If your child has a medical need or IEP/504, use this 2-minute policy finder + email script to prevent confiscation.
Ohio Cell Phone Ban (Jan 1, 2026): Rules + Exceptions (IEP/504, Medical) Read Post »
Daily updates on FAFSA availability, student loan repayment changes, and forgiveness deadlines.
Student Loan News Today – Daily Updates (January 2026) Read Post »
You made a student loan payment and expected your balance to drop. Instead, it went up. This explains why that happens and why so many borrowers are seeing it now.
Why Your Student Loan Balance Is Higher After You Make a Payment Read Post »
Social Security is protected from most creditors, but not from the federal government. Defaulted student loans can still trigger benefit offsets through the Treasury.
Why Social Security Can Still Be Touched by Student Loan Debt Read Post »
Student loan debt is no longer confined to early career years. For many older borrowers, federal loan structures and collection rules have extended repayment well into retirement.
Why Older Borrowers Are Still Carrying Student Loan Debt Read Post »
Student loan default alerts appearing in late 2025 are not system errors. They reflect the expiration of temporary federal protections and the resumption of standard reporting timelines.
Why Borrowers Are Suddenly Seeing Student Loan Default Alerts Read Post »
A “RAP adjustment” can suddenly lower a student loan payment without explanation. This guide explains what RAP means, who administers it, how it affects interest and forgiveness, and what borrowers should verify.
The RAP Program Explained: A New Layer in 2026 Student Loan Repayment Read Post »
