Sarah Johnson

Sarah Johnson is an education policy researcher and student-aid specialist who writes clear, practical guides on financial assistance programs, grants, and career opportunities. She focuses on simplifying complex information for parents, students, and families.

Coin placed near the edge of a desk beside old loan paperwork, showing how a small payment can trigger serious consequences.
Education Policy & Student Aid

The $5 Trap That Brings Old Student Loans Back From the Dead

A single five-dollar payment on an old private student loan can legally revive the entire debt and reopen the door to a lawsuit. This guide explains the hidden “zombie debt” trap collectors use, how statutes of limitations actually work, and the one move that protects you before you pay anything.

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